Important Disclaimers and Notices

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All content is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on this site.

Nothing on this website constitutes professional financial advice, investment recommendations, or tax guidance. The content presented is designed to support general understanding of financial concepts and should not replace consultation with qualified professionals.

Information Accuracy and Currency

While we strive to provide accurate and up-to-date information, financial markets and regulations change frequently. The information on this website may become outdated or inaccurate without notice.

We do not guarantee the accuracy, completeness, or reliability of any information presented and recommend verifying all details with current market data and professional advisors.

Limitation of Liability

Under no circumstances shall valteroquian or its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, punitive, special, or consequential damages arising from your use of this website, including but not limited to:

• • Loss of profits, revenue, or business opportunities
• • Loss of data or information
• • Business interruption or operational delays
• • Personal injury or property damage
• • Any other commercial damages or losses

Financial Services Disclaimer

Our subscription service provides financial planning consultations and analytical reviews. We do not provide specific investment recommendations, manage client funds, or guarantee any particular financial outcomes.

All financial decisions carry inherent risks, and individual circumstances vary significantly. Market conditions can change rapidly, affecting the relevance of any discussions or analyses.

Always consult with licensed financial advisors, accountants, and legal professionals before making significant financial decisions. Our consultations are designed to complement, not replace, professional advice.

Results and Outcomes Disclaimer

Individual results may vary significantly based on personal circumstances.

We do not guarantee any specific results, outcomes, or improvements to your financial situation. Success in financial planning depends on numerous factors including market conditions, personal discipline, and individual circumstances.

External Links and Third-Party Content

This website may contain links to external sites and third-party content for your convenience and reference. We do not control these external resources and are not responsible for their content, accuracy, or availability.

The inclusion of external links does not constitute an endorsement of any third-party website, product, service, or viewpoint.

Professional Relationship Clarification

Use of this website or our subscription service does not create a formal advisor-client relationship until explicitly established through our consultation process and written agreements.

For specific financial advice, tax planning, or investment decisions, always engage qualified professionals who can assess your individual circumstances.

Errors and Omissions

Despite our best efforts, this website may contain technical inaccuracies, typographical errors, or outdated information. We reserve the right to correct errors and update information without notice.

If you notice any errors or have concerns about the information presented, please contact us using the details provided below.

User Indemnification

By using this website, you agree to indemnify and hold valteroquian harmless from any claims, damages, losses, or expenses arising from your use of our services or any violation of these disclaimers.

Governing Law and Jurisdiction

These disclaimers and your use of this website are governed by the laws of Australia, specifically:

Severability Clause

If any provision of these disclaimers is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. Invalid provisions will be replaced with valid provisions that most closely reflect the original intent.

Changes to This Disclaimer

We reserve the right to modify these disclaimers at any time without prior notice. Changes become effective immediately upon posting to this website.

Please review these disclaimers periodically to stay informed of any updates or modifications that may affect your use of our services.

Acceptance of Terms

By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers. If you do not agree with any part of these terms, please discontinue use of our website immediately.

Contact Information

If you have questions about these disclaimers or need clarification on any matter, please contact us:

This disclaimer was last updated on:: 26 August 2025